{"id":424,"date":"2025-06-10T14:57:54","date_gmt":"2025-06-10T10:57:54","guid":{"rendered":"http:\/\/www.actutech.app\/starlings-ai-banking-tool-shows-you-how-much-youre-wasting-on-mcdonalds\/"},"modified":"2025-06-10T14:57:54","modified_gmt":"2025-06-10T10:57:54","slug":"starlings-ai-banking-tool-shows-you-how-much-youre-wasting-on-mcdonalds","status":"publish","type":"post","link":"http:\/\/www.actutech.app\/en\/starlings-ai-banking-tool-shows-you-how-much-youre-wasting-on-mcdonalds\/","title":{"rendered":"Starling\u2019s AI banking tool shows you how much you\u2019re wasting on McDonald\u2019s"},"content":{"rendered":"
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Starling Bank, one of the UK\u2019s digital challenger banks, has launched a new AI-powered tool that will answer questions about your spending habits. You can now easily find out how much you\u2019ve spent at Amazon in a particular month, how much money you\u2019ve wasted on fast food outlets over the past year, or how much cash you\u2019ve received over a particular period.<\/p>\n

Starling\u2019s AI tool, or enhanced search as the bank calls it, is an opt-in feature that enables a prompt where you can ask questions about your spending habits. The tool, built with Google Gemini, even suggests prompts that are personalized to your spending patterns.<\/p>\n

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Transactions are listed by retailer and are automatically sorted into more than 50 customizable categories, like bills, transport, and groceries. This makes it easy to see how much you\u2019ve spent at a particular retailer over a period of time, or how much you\u2019ve spent on categories like eating out. I checked to see how much I\u2019ve spent on McDonald\u2019s over the past year, and let\u2019s just say I\u2019m off Big Macs for the foreseeable future.<\/p>\n

You\u2019ll be presented with a graph and analytics about your spending habits, along with a breakdown of individual payments to retailers in a particular category. It helps address the problem of having the ability to track your payments to retailers in banking apps, but not being able to easily manipulate that data and really understand your finances.<\/p>\n

\u201cWe believe that anyone and everyone can be \u2018Good with money,\u2019 so we\u2019ve designed this feature so that people can engage with their finances in a way that feels natural to them,\u201d says Harriet Rees, CIO of Starling Bank. \u201cThe more you talk or type, the more you\u2019ll learn about your money management.\u201d<\/p>\n

Starling is one of a few big digital banks<\/a> in the UK that have taken a mobile-only approach to try and shake up banking in Britain. Starling now has 4.6 million customer accounts, competing against Monzo\u2019s more than 12 million<\/a> customers and Revolut\u2019s more than 10 million<\/a>. All three are still far ahead of traditional banks in digital features, including virtual debit cards<\/a>, the ability to track spending habits, and real-time transactions.<\/p>","protected":false},"excerpt":{"rendered":"

Starling Bank, one of the UK\u2019s digital challenger banks, has launched a new AI-powered tool that will answer questions about […]<\/p>","protected":false},"author":1,"featured_media":425,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-424","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-non-classe"],"jetpack_featured_media_url":"http:\/\/www.actutech.app\/wp-content\/uploads\/2025\/06\/starlingbank-qBuBwy-scaled.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"http:\/\/www.actutech.app\/en\/wp-json\/wp\/v2\/posts\/424","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.actutech.app\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.actutech.app\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.actutech.app\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.actutech.app\/en\/wp-json\/wp\/v2\/comments?post=424"}],"version-history":[{"count":0,"href":"http:\/\/www.actutech.app\/en\/wp-json\/wp\/v2\/posts\/424\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.actutech.app\/en\/wp-json\/wp\/v2\/media\/425"}],"wp:attachment":[{"href":"http:\/\/www.actutech.app\/en\/wp-json\/wp\/v2\/media?parent=424"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.actutech.app\/en\/wp-json\/wp\/v2\/categories?post=424"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.actutech.app\/en\/wp-json\/wp\/v2\/tags?post=424"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}